Excellent article.

The point of saving is to have less cost than income. It doesn't matter whether it is a business or private life.

Overspending ruins.

Not having a revenue stream kills too.

When the first two things are fixed, then your question comes into play:

Where to put the money? People need to learn investing. It isn't easy. 97% of people burn money with assets.

Key is to practice investing daily. Make it a habit. Talking with other people. What do they value? Where do people not look currently? Where is society heading?

Buying assets, when nobody wants them creates outstanding returns. And sometimes they just fail. Diversification.

I totally agree. Learn investing.